Frequently Asked Questions About Home Care and Healthcare Staffing in Ontario
Navigating care options for yourself or a loved one can feel overwhelming, but it doesn’t have to be. Whether you’re exploring private home care services or need healthcare staffing for a facility in Scarborough, Toronto, or beyond, we’re here to provide clear answers. Below, you’ll find responses to some of the most common questions we receive about services, costs, and care decisions. If you still have questions, don’t hesitate to contact us.
Understanding Home Care in Ontario
Is home care covered by OHIP in Ontario?
Yes, certain home care services may be covered if you’re eligible through Ontario Health at Home, such as nursing or personal support services.
How do you qualify for home care in Ontario?
To qualify, you must have a valid Ontario Health Card, be 18 or older, and have care needs that cannot be fully met by informal caregivers or community services.
What is the most common home care service?
The most commonly requested services are personal care (bathing, grooming), companionship, meal preparation, and medication reminders.
How do I know if home care is right for my loved one?
If your loved one needs assistance with daily activities, managing chronic conditions, or maintaining independence, home care may be an ideal option.
What is the difference between public and private home care?
Public home care is government-funded and may have waitlists or service limits, while private home care offers personalized and immediate support for a fee.
Home Care Costs and Funding
How much does home care cost per hour in Ontario?
Rates range from $20–$30 per hour for basic support like PSW services, and $50–$60 per visit for professional nursing care.
Does home care cost money in Ontario?
Yes. While some services may be covered by OHIP, many families choose private care for flexibility, faster service, and tailored support.
Who pays for home care in Ontario?
Home care can be paid privately, through insurance, or funded partially by government programs depending on the level of need and eligibility.
Can a family member get paid to be a caregiver in Ontario?
Yes, through certain government support programs, some family caregivers may qualify for compensation or respite services.
What financial assistance is available for home care in Ontario?
Options include the Ontario Seniors Care at Home Tax Credit, disability tax credits, private insurance, and home care grants.
Are home care expenses tax-deductible in Canada?
Yes, some home care services may qualify as medical expenses under the Canada Revenue Agency, especially if medically necessary.
Deciding Between Home Care and Facility Care
When should an elderly person go into a care home?
If safety, health, or daily needs can no longer be managed at home, even with help, a care home may be the right choice.
What happens if an elderly person has no one to care for them?
Local health authorities can step in to assess needs and arrange care, either through community support or long-term placement.
How do you know when it's time to put a loved one in a nursing home?
Watch for signs like unmanaged medications, repeated falls, or caregiver burnout. If safety is at risk, it may be time for professional care.
Is home care better than a nursing home?
It depends on the situation. Home care offers personalized, familiar support, while nursing homes may be better for 24/7 medical needs.
How do I talk to a parent about getting home care or moving to a facility?
Start with empathy. Focus on their safety, independence, and comfort, and involve them in the decision-making process as much as possible.
Common Questions About Long-Term & Retirement Care
What is the least expensive type of long-term care?
Home care is often the most affordable, especially when combined with family support or limited hours.
What type of senior care is the most expensive?
24/7 in-home nursing care or private luxury retirement homes typically have the highest costs.
Do Canadians get free nursing home care?
Not completely. While medical care may be covered, room and board are often paid out-of-pocket unless subsidized.
How much does 24/7 in-home care cost per month in Ontario?
Around $10,000–$20,000 per month depending on the complexity of care, staff level required, and region.
What’s the difference between long-term care and retirement residences?
Long-term care homes are for people needing ongoing medical care, while retirement homes cater to more independent seniors with optional support services.
Can retirement homes provide medical care like a long-term care facility?
Some do offer medical support, but they’re generally not equipped for high-acuity care. Home care can be used to supplement medical needs in retirement residences.